What's the difference between borrow and hypothecator?

Borrow


Definition:

  • (v. t.) To receive from another as a loan, with the implied or expressed intention of returning the identical article or its equivalent in kind; -- the opposite of lend.
  • (v. t.) To take (one or more) from the next higher denomination in order to add it to the next lower; -- a term of subtraction when the figure of the subtrahend is larger than the corresponding one of the minuend.
  • (v. t.) To copy or imitate; to adopt; as, to borrow the style, manner, or opinions of another.
  • (v. t.) To feign or counterfeit.
  • (v. t.) To receive; to take; to derive.
  • (n.) Something deposited as security; a pledge; a surety; a hostage.
  • (n.) The act of borrowing.

Example Sentences:

  • (1) But in 2017, to borrow another phrase from across the pond, there simply is no alternative.
  • (2) The small print revealed that Osborne claimed a fall in borrowing largely by factoring in the proceeds of a 4G telecomms auction that has not yet happened.
  • (3) A new bill, to be published this week with the aim of turning it into law by next month, will allow the government to use Britain's low borrowing rates to guarantee the £40bn in infrastructure projects and £10bn for underwriting housing projects.
  • (4) It is borrowed from the UN, where it normally hangs outside the security council chamber.
  • (5) "I have tried to borrow the money, but it was simply impossible."
  • (6) There is a European Investment Bank, a Nordic Investment Bank and many others, all capitalised by states or groups of states for the purpose of financing mandated projects by borrowing in the capital markets.
  • (7) Super City have Gone Holistic, to borrow the buzzword they introduced after Pellegrini had replaced Mancini.
  • (8) Government borrowing has hit a record high for a September.
  • (9) They also dismiss those who suggest that the current record-low interest rates mean countries could safely stimulate growth by raising their borrowing levels higher: Economists simply have little idea how long it will be until rates begin to rise.
  • (10) Nevertheless we know that there will remain a large number of borrowers with payday loans who are struggling to cope with their debts, and it is essential that these customers are signposted to free debt advice.
  • (11) Markets reacted calmly on Friday to the downgrade by Moody's of 16 European and US banks, with share prices steady after the reduction in credit ratings, which can push up the cost of borrowing for banks which they could pass on to customers.
  • (12) • Criminal sanctions should be introduced for anyone who attempts to manipulate Libor by amending the Financial Services and Market Act to allow the FSA to prosecute manipulation of the rate • The new body that oversees the administration of Libor, replacing the BBA, should introduce a "code of conduct" that requires submissions to be corroborated by trade data • Libor is set by a panel of banks asked the price at which they expect to borrow over 15 periods, from overnight to 12 months, in 10 currencies.
  • (13) Threadneedle Street has shaved 0.75 points off borrowing costs in but has not moved since April and with rising energy bills likely to push inflation close to 5% in the coming months is thought more likely to raise bank rate than cut it when the Bank meets this week.
  • (14) Alternatively, if your mortgage has been going for a few years – and so a reasonable amount of capital has been repaid, you may be able to borrow back up to the value of the original mortgage.
  • (15) Imagine the uproar if a Labour chancellor had planned to borrow another £150bn to invest in jobs, infrastructure, training, childcare and house-building.
  • (16) On Thursday, Dutton had scaled his language back, instead using a phrase to describe Labor’s policy borrowed from former prime minister, Tony Abbott.
  • (17) However, borrowers looking for new fixed rate deals or homeowners with mortgages linked to money market rates will not necessarily find their mortgage rate decreasing".
  • (18) The eurozone's 17 finance ministers began crisis talks in Brussels on Monday night "to stop the rot" with Italian bond yields – the country's cost of borrowing – hitting a new peak of 6.69%, threatening to crash the euro system, and political leaders from virtually all countries outside Germany lining up to demand full-scale ECB intervention.
  • (19) Techniques borrowed for the correction of congenital craniofacial deformities and acute traumatic reconstruction have improved the quality of secondary post-traumatic orbital reconstruction.
  • (20) A new website aims to help people reconnect with their neighbours through a lending and borrowing scheme.

Hypothecator


Definition:

  • (n.) One who hypothecates or pledges anything as security for the repayment of money borrowed.

Example Sentences:

  • (1) Mere hypothecation, scoff politicians, rejecting the idea again in parliament yesterday.
  • (2) Full-blooded hypothecation would in theory dodge some of these weaknesses.
  • (3) We have found that nocodazole reversibly inhibits nuclear migration and can be used to induce karyokinesis before the completion of nuclear migration, resulting in spindles that are displaced toward the hypothecal end of the cell.
  • (4) In that package you put out this week for instance, the spending cuts to benefits are hypothecated towards childcare payments.
  • (5) "Funded by a hypothecated tax, the BBC feels empowered to offer something for everyone, even in areas well served by the market.
  • (6) In order to be able to claim it would be revenue-neutral – a kind of reverse hypothecation – a 0.3% cut in employers' national insurance contributions was made at the same time.
  • (7) That’s the reality, however passionately we might think this is the right solution, but certainly when Labour was in government and we did the penny on NI [national insurance] for the NHS, it was a semi-hypothecation to say it’s going to go on this specifically.
  • (8) The shadow treasurer, Chris Bowen, said the budget leak was a “desperate attempt to cover for the fact the Government will be adopting, in full, Labor’s policy on tobacco excise.” “Labor’s tobacco excise policy was fully and independently costed by the Parliamentary Budget Office.” “Labor has never directly hypothecated the revenue from tobacco excise for schools spending.
  • (9) The government has also hypothecated the savings from the cuts to family tax benefits as a way to “pay” for a $3.5bn childcare shake-up that was the centrepiece of this year’s budget.
  • (10) NI itself started as a hypothecated tax or "contribution" to fund social security including pensions (though not the NHS).
  • (11) There is a whisper that the government is considering a reprise of its previous increase of National Insurance rates, hypothecated for the NHS.
  • (12) The last time the debate about hypothecation captured attention was back in the 1990s, when Labour was struggling to assert its economic competence.
  • (13) Hypothecated taxes, as economists call them (deriving from the Greek hypotithenai, meaning "to give as pledge"), are usually opposed by finance ministries because they reduce central control.
  • (14) He refused to confirm that the £1bn funding will come from a squeeze on tax credits, arguing that no tax raising measure is hypothecated in this exact way.
  • (15) This would require some general taxation but could be gradually built up with more money from hypothecated taxes associated with health and consumption of care.
  • (16) British taxes are not hypothecated and he might as well say mansion tax is to pay for Trident submarines, but he has “promised” it to the NHS.
  • (17) The Treasury would hate this hypothecated tax, but it might just focus minds enough to kickstart a rational debate over the cost, funding and provision of modern healthcare.
  • (18) This would be seen as a particularly radical step because it would be a form of hypothecation – allowing a stream of revenue to be directed at a particular project.
  • (19) But hypothecation with a purpose, looking after the country's long-term interests, building up a reserve that can, in line with strict rules ( Norway's cap on annual spending of its vast fund is just 4% a year ) provide an insurance for everyone in an uncertain future.
  • (20) First, tumors should grow better and be less immunogenic in certain F1 hybrids than in their syngeneic parents, owing to the hypothecated cross-reactivity of the tumor-specific transplantation antigens with F1 antigens.

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