What's the difference between borrow and loan?

Borrow


Definition:

  • (v. t.) To receive from another as a loan, with the implied or expressed intention of returning the identical article or its equivalent in kind; -- the opposite of lend.
  • (v. t.) To take (one or more) from the next higher denomination in order to add it to the next lower; -- a term of subtraction when the figure of the subtrahend is larger than the corresponding one of the minuend.
  • (v. t.) To copy or imitate; to adopt; as, to borrow the style, manner, or opinions of another.
  • (v. t.) To feign or counterfeit.
  • (v. t.) To receive; to take; to derive.
  • (n.) Something deposited as security; a pledge; a surety; a hostage.
  • (n.) The act of borrowing.

Example Sentences:

  • (1) But in 2017, to borrow another phrase from across the pond, there simply is no alternative.
  • (2) The small print revealed that Osborne claimed a fall in borrowing largely by factoring in the proceeds of a 4G telecomms auction that has not yet happened.
  • (3) A new bill, to be published this week with the aim of turning it into law by next month, will allow the government to use Britain's low borrowing rates to guarantee the £40bn in infrastructure projects and £10bn for underwriting housing projects.
  • (4) It is borrowed from the UN, where it normally hangs outside the security council chamber.
  • (5) "I have tried to borrow the money, but it was simply impossible."
  • (6) There is a European Investment Bank, a Nordic Investment Bank and many others, all capitalised by states or groups of states for the purpose of financing mandated projects by borrowing in the capital markets.
  • (7) Super City have Gone Holistic, to borrow the buzzword they introduced after Pellegrini had replaced Mancini.
  • (8) Government borrowing has hit a record high for a September.
  • (9) They also dismiss those who suggest that the current record-low interest rates mean countries could safely stimulate growth by raising their borrowing levels higher: Economists simply have little idea how long it will be until rates begin to rise.
  • (10) Nevertheless we know that there will remain a large number of borrowers with payday loans who are struggling to cope with their debts, and it is essential that these customers are signposted to free debt advice.
  • (11) Markets reacted calmly on Friday to the downgrade by Moody's of 16 European and US banks, with share prices steady after the reduction in credit ratings, which can push up the cost of borrowing for banks which they could pass on to customers.
  • (12) • Criminal sanctions should be introduced for anyone who attempts to manipulate Libor by amending the Financial Services and Market Act to allow the FSA to prosecute manipulation of the rate • The new body that oversees the administration of Libor, replacing the BBA, should introduce a "code of conduct" that requires submissions to be corroborated by trade data • Libor is set by a panel of banks asked the price at which they expect to borrow over 15 periods, from overnight to 12 months, in 10 currencies.
  • (13) Threadneedle Street has shaved 0.75 points off borrowing costs in but has not moved since April and with rising energy bills likely to push inflation close to 5% in the coming months is thought more likely to raise bank rate than cut it when the Bank meets this week.
  • (14) Alternatively, if your mortgage has been going for a few years – and so a reasonable amount of capital has been repaid, you may be able to borrow back up to the value of the original mortgage.
  • (15) Imagine the uproar if a Labour chancellor had planned to borrow another £150bn to invest in jobs, infrastructure, training, childcare and house-building.
  • (16) On Thursday, Dutton had scaled his language back, instead using a phrase to describe Labor’s policy borrowed from former prime minister, Tony Abbott.
  • (17) However, borrowers looking for new fixed rate deals or homeowners with mortgages linked to money market rates will not necessarily find their mortgage rate decreasing".
  • (18) The eurozone's 17 finance ministers began crisis talks in Brussels on Monday night "to stop the rot" with Italian bond yields – the country's cost of borrowing – hitting a new peak of 6.69%, threatening to crash the euro system, and political leaders from virtually all countries outside Germany lining up to demand full-scale ECB intervention.
  • (19) Techniques borrowed for the correction of congenital craniofacial deformities and acute traumatic reconstruction have improved the quality of secondary post-traumatic orbital reconstruction.
  • (20) A new website aims to help people reconnect with their neighbours through a lending and borrowing scheme.

Loan


Definition:

  • (n.) A loanin.
  • (n.) The act of lending; a lending; permission to use; as, the loan of a book, money, services.
  • (n.) That which one lends or borrows, esp. a sum of money lent at interest; as, he repaid the loan.
  • (n. t.) To lend; -- sometimes with out.

Example Sentences:

  • (1) At the heart of the payday loan profit bonanza is the "continuous payment authority" (CPA) agreement, which allows lenders to access customer bank accounts to retrieve funds.
  • (2) Madrid now hopes that a growing clamour for future rescues of Europe's banks to be done directly, without money going via governments, may still allow it to avoid accepting loans that would add to an already fast-growing national debt.
  • (3) 2010 2 May : In a move that signals the start of the eurozone crisis, Greece is bailed out for the first time , after eurozone finance ministers agree to grant the country rescue loans worth €110bn (£84bn).
  • (4) Dominic Fifield Facebook Twitter Pinterest Ravel Morrison, who has been on loan at QPR, may be set for a return to Loftus Road.
  • (5) The club then brought in Darren Randolph, Dean Brill, Scott Flinders, Roman Larrieu, and Simon Royce on loan at various times."
  • (6) However, civil society groups have raised concerns about the ethics of providing ‘climate loans’ which increase the country’s debt burden.
  • (7) I had loan sharks turning up at the training ground when I was at Ipswich [2011-13].
  • (8) I have to do my best.” The Leeds sporting director Nicola Salerno told the news conference that it was unlikely there would be new permanent signings in the January transfer window, but that there would be the possibility for loan deals.
  • (9) Most (86 percent) had educational debt (mean = $20,500), and more than half of those with debt were making loan payments.
  • (10) Yet private student loans – given out by banks and financial institutions to the students who can’t get a federal loan – don’t get as much attention as the federal system.
  • (11) Nevertheless we know that there will remain a large number of borrowers with payday loans who are struggling to cope with their debts, and it is essential that these customers are signposted to free debt advice.
  • (12) "Getting a 95% loan to value mortgage lets you speculate on the expected house price increases a lot more than a 75% mortgage," he said.
  • (13) Norwich Ownership Delia Smith and her husband Michael Wynn Jones own 53.1% of the club’s shares; deputy chairman Michael Foulger owns approximately 16% Gate receipts £12m Broadcasting and media £70m Catering £4m Commercial & other income £12m Net debt Not stated; £2.7m bank overdraft, no directors’ loans.
  • (14) Also remember that each time you apply for a loan your credit record is checked, which will leave a footprint of the search.
  • (15) The availability of loans for small businesses, however, only increased slightly in the fourth quarter of last year and banks noted a decline in demand from these quarters.
  • (16) It acts as a one-stop shop bringing together credit unions and other organisations, such as Five Lamps , a charity providing loans, and white-goods providers willing to sell products with low-interest repayments.
  • (17) Any loan between Tata and the government would be on commercial terms, but it could be a key in helping turn around the loss-making business.
  • (18) The CML said the value of lending for house purchases was up by 8% year on year in May, at £9.4bn, while the number of loans grew by 5% to 53,800.
  • (19) As part of the plan, the treasury and the Federal Deposit Insurance Corporation will guarantee against the "possibility of unusually large losses" on up to $306bn of risky loans and securities backed by commercial and residential mortgages.
  • (20) Jeremain Lens, signed from Dynamo Kyiv, was fortunate to escape dismissal for a second yellow card, while Yann M’Vila, on loan from Rubin Kazan, followed his headbutt in the reserves by raising arms to Graham Dorrans during an unpunished, but unwise, bout of push ’n’ shove.