What's the difference between borrower and lender?

Borrower


Definition:

  • (n.) One who borrows.

Example Sentences:

  • (1) But in 2017, to borrow another phrase from across the pond, there simply is no alternative.
  • (2) The small print revealed that Osborne claimed a fall in borrowing largely by factoring in the proceeds of a 4G telecomms auction that has not yet happened.
  • (3) A new bill, to be published this week with the aim of turning it into law by next month, will allow the government to use Britain's low borrowing rates to guarantee the £40bn in infrastructure projects and £10bn for underwriting housing projects.
  • (4) It is borrowed from the UN, where it normally hangs outside the security council chamber.
  • (5) "I have tried to borrow the money, but it was simply impossible."
  • (6) There is a European Investment Bank, a Nordic Investment Bank and many others, all capitalised by states or groups of states for the purpose of financing mandated projects by borrowing in the capital markets.
  • (7) Super City have Gone Holistic, to borrow the buzzword they introduced after Pellegrini had replaced Mancini.
  • (8) Government borrowing has hit a record high for a September.
  • (9) They also dismiss those who suggest that the current record-low interest rates mean countries could safely stimulate growth by raising their borrowing levels higher: Economists simply have little idea how long it will be until rates begin to rise.
  • (10) Nevertheless we know that there will remain a large number of borrowers with payday loans who are struggling to cope with their debts, and it is essential that these customers are signposted to free debt advice.
  • (11) Markets reacted calmly on Friday to the downgrade by Moody's of 16 European and US banks, with share prices steady after the reduction in credit ratings, which can push up the cost of borrowing for banks which they could pass on to customers.
  • (12) • Criminal sanctions should be introduced for anyone who attempts to manipulate Libor by amending the Financial Services and Market Act to allow the FSA to prosecute manipulation of the rate • The new body that oversees the administration of Libor, replacing the BBA, should introduce a "code of conduct" that requires submissions to be corroborated by trade data • Libor is set by a panel of banks asked the price at which they expect to borrow over 15 periods, from overnight to 12 months, in 10 currencies.
  • (13) Threadneedle Street has shaved 0.75 points off borrowing costs in but has not moved since April and with rising energy bills likely to push inflation close to 5% in the coming months is thought more likely to raise bank rate than cut it when the Bank meets this week.
  • (14) Alternatively, if your mortgage has been going for a few years – and so a reasonable amount of capital has been repaid, you may be able to borrow back up to the value of the original mortgage.
  • (15) Imagine the uproar if a Labour chancellor had planned to borrow another £150bn to invest in jobs, infrastructure, training, childcare and house-building.
  • (16) On Thursday, Dutton had scaled his language back, instead using a phrase to describe Labor’s policy borrowed from former prime minister, Tony Abbott.
  • (17) However, borrowers looking for new fixed rate deals or homeowners with mortgages linked to money market rates will not necessarily find their mortgage rate decreasing".
  • (18) The eurozone's 17 finance ministers began crisis talks in Brussels on Monday night "to stop the rot" with Italian bond yields – the country's cost of borrowing – hitting a new peak of 6.69%, threatening to crash the euro system, and political leaders from virtually all countries outside Germany lining up to demand full-scale ECB intervention.
  • (19) Techniques borrowed for the correction of congenital craniofacial deformities and acute traumatic reconstruction have improved the quality of secondary post-traumatic orbital reconstruction.
  • (20) A new website aims to help people reconnect with their neighbours through a lending and borrowing scheme.

Lender


Definition:

  • (n.) One who lends.

Example Sentences:

  • (1) At the heart of the payday loan profit bonanza is the "continuous payment authority" (CPA) agreement, which allows lenders to access customer bank accounts to retrieve funds.
  • (2) Video games specialist Game was teetering on the brink of collapse on Friday after a rescue deal put forward by private equity firm OpCapita appeared to have been given the cold shoulder by lenders who are owed more than £100m.
  • (3) • This article was amended on 1 September 2014 because an earlier version described Platinum Property Partners as a buy-to-let mortgage lender.
  • (4) Portugal's slide towards a Greek-style second bailout accelerated after its principal private lenders indicated that they were growing weary of assurances from Lisbon that it could get on top of the country's debts.
  • (5) Data from a sample of completed property sales provided by mortgage lenders, representing about 65%-70% of homes bought with mortgages.
  • (6) That’s precisely the point made by Jubilee Debt Campaign: the reckless lenders that poured speculative cash into the country in the runup to the crisis escaped largely unscathed (though they were forced to accept some reduction in the face value of their bonds – known as a haircut – in the 2012 restructuring that accompanied Greece’s second emergency bailout).
  • (7) A member of the P2PFA ThinCats ThinCats logo Date launched January 2011 Quoted returns Lenders can earn "between 6% and 13%".
  • (8) Quiet crisis: why battle to prop up Italy's banks is vital to EU stability Read more The country’s third-largest lender has already been bailed out twice in modern Italian history but is likely to need a third multibillion-euro intervention by the Italian government – a move that would need Brussels to break new rules designed to prevent such taxpayer bailouts after the 2008 global financial crisis.
  • (9) Mortgage lenders are failing to follow rules designed to help people avoid repossession, according to a damning report published today.
  • (10) "Building societies and other mutual lenders continue to play a dominant role in supporting members of the UK public looking to buy a new home," said Paul Broadhead, head of mortgage policy at the BSA.
  • (11) Rival lender Nationwide reported a fall in house prices of 0.2% in September , the first decrease in 17 months.
  • (12) It means that Ireland will make a clean exit from its €85bn financial assistance programme, which ends on 15th Decembe r. It has hit the targets set by its troika of lenders, and Kenny's government must be confident that it can walk alone.
  • (13) • MPs heard that payday lenders are targeting young children with their TV adverts.
  • (14) The Council of Mortgage Lenders (CML) estimates that there remain 719,000 households in the UK with mortgages that are worth more than the property.
  • (15) Later this week the Financial Conduct Authority will outline how it intends to police payday lenders when it begins to regulate them in April 2014.
  • (16) The five major commercial banks saw around €2bn of deposits withdrawn by customers anxious that Greece was nearing the end of its credit line with lenders and about to go bust.
  • (17) The maximum amount being advertised is the maximum the lender will consider – it is not a guarantee you will be offered that percentage of the property price.
  • (18) Either way, Boulger points out that some of the standard variable rates charged by lenders are so good, you might not need a new deal at all.
  • (19) "While some lenders were MMR-compliant ahead of the official launch at the end of April, using May data to assess the impact of the new rules is perhaps premature," he said.
  • (20) The debut of the film – before an audience of business journalists, film critics and a smattering of Wonga customers – comes before a grilling by MPs in Westminster on Tuesday as calls grow for tighter curbs on payday lenders.

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