What's the difference between borrower and mortgager?
Borrower
Definition:
(n.) One who borrows.
Example Sentences:
(1) But in 2017, to borrow another phrase from across the pond, there simply is no alternative.
(2) The small print revealed that Osborne claimed a fall in borrowing largely by factoring in the proceeds of a 4G telecomms auction that has not yet happened.
(3) A new bill, to be published this week with the aim of turning it into law by next month, will allow the government to use Britain's low borrowing rates to guarantee the £40bn in infrastructure projects and £10bn for underwriting housing projects.
(4) It is borrowed from the UN, where it normally hangs outside the security council chamber.
(5) "I have tried to borrow the money, but it was simply impossible."
(6) There is a European Investment Bank, a Nordic Investment Bank and many others, all capitalised by states or groups of states for the purpose of financing mandated projects by borrowing in the capital markets.
(7) Super City have Gone Holistic, to borrow the buzzword they introduced after Pellegrini had replaced Mancini.
(8) Government borrowing has hit a record high for a September.
(9) They also dismiss those who suggest that the current record-low interest rates mean countries could safely stimulate growth by raising their borrowing levels higher: Economists simply have little idea how long it will be until rates begin to rise.
(10) Nevertheless we know that there will remain a large number of borrowers with payday loans who are struggling to cope with their debts, and it is essential that these customers are signposted to free debt advice.
(11) Markets reacted calmly on Friday to the downgrade by Moody's of 16 European and US banks, with share prices steady after the reduction in credit ratings, which can push up the cost of borrowing for banks which they could pass on to customers.
(12) • Criminal sanctions should be introduced for anyone who attempts to manipulate Libor by amending the Financial Services and Market Act to allow the FSA to prosecute manipulation of the rate • The new body that oversees the administration of Libor, replacing the BBA, should introduce a "code of conduct" that requires submissions to be corroborated by trade data • Libor is set by a panel of banks asked the price at which they expect to borrow over 15 periods, from overnight to 12 months, in 10 currencies.
(13) Threadneedle Street has shaved 0.75 points off borrowing costs in but has not moved since April and with rising energy bills likely to push inflation close to 5% in the coming months is thought more likely to raise bank rate than cut it when the Bank meets this week.
(14) Alternatively, if your mortgage has been going for a few years – and so a reasonable amount of capital has been repaid, you may be able to borrow back up to the value of the original mortgage.
(15) Imagine the uproar if a Labour chancellor had planned to borrow another £150bn to invest in jobs, infrastructure, training, childcare and house-building.
(16) On Thursday, Dutton had scaled his language back, instead using a phrase to describe Labor’s policy borrowed from former prime minister, Tony Abbott.
(17) However, borrowers looking for new fixed rate deals or homeowners with mortgages linked to money market rates will not necessarily find their mortgage rate decreasing".
(18) The eurozone's 17 finance ministers began crisis talks in Brussels on Monday night "to stop the rot" with Italian bond yields – the country's cost of borrowing – hitting a new peak of 6.69%, threatening to crash the euro system, and political leaders from virtually all countries outside Germany lining up to demand full-scale ECB intervention.
(19) Techniques borrowed for the correction of congenital craniofacial deformities and acute traumatic reconstruction have improved the quality of secondary post-traumatic orbital reconstruction.
(20) A new website aims to help people reconnect with their neighbours through a lending and borrowing scheme.
Mortgager
Definition:
(n.) gives a mortgage.
Example Sentences:
(1) • This article was amended on 1 September 2014 because an earlier version described Platinum Property Partners as a buy-to-let mortgage lender.
(2) Gross mortgage lending stood at £7.9bn in April compared with £8.7bn in March and a six-month average of £9.9bn.
(3) "We have concerns that a potential buyer looking at a property may not value the improvements carried out under Green Deal and may not want to pay for them," a mortgage industry source told the Observer .
(4) The Guardian has a mortgage advice service, provided by London & Country
(5) Santander's new mortgage range complements this, putting our relationship with our customers at the heart of our business and ensuring they get the right mortgage for them – one they can afford and which meets their needs."
(6) To comply with these rules, interest is not paid on Islamic savings or current accounts, or charged on Islamic mortgages.
(7) The BBA statistics director, David Dooks, said: "It was no surprise to see the January mortgage figures falling back from December, when transactions were being pushed through to beat the end of stamp duty relief.
(8) The City watchdog said call handlers at Yorkshire, the UK’s second-biggest building society after Nationwide, failed to deal properly with customers who contacted the society about problems paying their mortgage.
(9) One mortgage payer, writing on the MoneySavingExpert forum, said: "They are asking for an extra £200 per month for the remaining nine years of our mortgage.
(10) "Getting a 95% loan to value mortgage lets you speculate on the expected house price increases a lot more than a 75% mortgage," he said.
(11) Childcare carves out a hefty third of household income for one in three families, overshadowing mortgage repayments as the biggest family expenditure .
(12) It’s been widely reported that black people are disproportionately harmed by the mortgage market.
(13) Would I be stupid not to wait another six months or so, to get a 90% mortgage given the cons of Help to Buy?
(14) Data from a sample of completed property sales provided by mortgage lenders, representing about 65%-70% of homes bought with mortgages.
(15) Alternatively, if your mortgage has been going for a few years – and so a reasonable amount of capital has been repaid, you may be able to borrow back up to the value of the original mortgage.
(16) As part of the plan, the treasury and the Federal Deposit Insurance Corporation will guarantee against the "possibility of unusually large losses" on up to $306bn of risky loans and securities backed by commercial and residential mortgages.
(17) Mortgage lenders are failing to follow rules designed to help people avoid repossession, according to a damning report published today.
(18) The main plans include: • a scheme to help buyers secure mortgages of up to 95% loan-to-value.
(19) If Thatcher's government is in part to blame, then Bill Clinton's is even more so; driven by a desire to let every American own their own home, it was Clinton's decision to create the ill-fated sub-prime mortgage system .
(20) For those who can't stump up more than 5% of the agreed price, he suggests guarantor mortgages, such as that offered by Lloyds TSB.