What's the difference between debt and indebtedness?

Debt


Definition:

  • (n.) That which is due from one person to another, whether money, goods, or services; that which one person is bound to pay to another, or to perform for his benefit; thing owed; obligation; liability.
  • (n.) A duty neglected or violated; a fault; a sin; a trespass.
  • (n.) An action at law to recover a certain specified sum of money alleged to be due.

Example Sentences:

  • (1) In the bars of Antwerp and the cafes of Bruges, the talk is less of Christmas markets and hot chocolate than of the rising cost of financing a national debt which stands at 100% of annual national income.
  • (2) Madrid now hopes that a growing clamour for future rescues of Europe's banks to be done directly, without money going via governments, may still allow it to avoid accepting loans that would add to an already fast-growing national debt.
  • (3) Profit for the second quarter was £27.8m before tax but the club’s astronomical debt under the Glazers’ ownership stands at £322.1m, a 6.2% decrease on the 2014 level of £343.4m.
  • (4) The government did not spell out the need for private holders of bank debt to take any losses – known as haircuts – under its plans but many analysts believe that this position is untenable.
  • (5) However, civil society groups have raised concerns about the ethics of providing ‘climate loans’ which increase the country’s debt burden.
  • (6) The pump function of the heart (oxygen debt dynamics), the anaerobic threshold (complex of gas analytical indices), and the efficacy of blood flow in lesser circulation (O2 consumption plateau) were appraised.
  • (7) In the UK, George Osborne used this to his advantage, claiming "Britain faces the disaster of having its international credit rating downgraded" even after Moody's ranked UK debt as "resilient".
  • (8) Thus, the decreased hyperemic response after arrest suggests a reduced energetic debt with CSC compared with ARC and may indicate superior myocardial protection with CSC.
  • (9) It was the ease with which minor debt could slide into a tangle of hunger and despair.
  • (10) Most (86 percent) had educational debt (mean = $20,500), and more than half of those with debt were making loan payments.
  • (11) Silvio Berlusconi's government is battling to stay in the eurozone against mounting odds – not least the country's mountain of state debt, which is the largest in the single currency area.
  • (12) However in a repeat of the current standoff over the federal budget, the conservative wing of the Republican party is threatening to exploit its leverage over raising the debt ceiling to unpick Obama's healthcare reforms.
  • (13) It would cost their own businesses hundreds of millions of pounds in transaction costs, it would blow a massive hole in their balance of payments, it would leave them having to pick up the entirety of UK debt.
  • (14) Nevertheless we know that there will remain a large number of borrowers with payday loans who are struggling to cope with their debts, and it is essential that these customers are signposted to free debt advice.
  • (15) Finally, there is that pesky matter of public debt, which is still 90% of eurozone GDP.
  • (16) The ONS said it was possible that these one-off items and a rise in tax receipts in January could bring the overall debt figure within the OBR's £80.5bn forecast.
  • (17) This causes a time lag, with money continuing to be taken until the SLC is made aware that the debt has been settled.
  • (18) Unsecured lending rose slightly during the month, with outstanding debt increasing by £331m, after contracting by £114m in April.
  • (19) He said: "Advanced economies are still confronted with high levels of public and private debt, which act as brakes on the recovery.
  • (20) Portugal's slide towards a Greek-style second bailout accelerated after its principal private lenders indicated that they were growing weary of assurances from Lisbon that it could get on top of the country's debts.

Indebtedness


Definition:

  • (n.) The state of being indebted.
  • (n.) The sum owed; debts, collectively.

Example Sentences:

  • (1) The residents reported that time demands and indebtedness were the major sources of stress in their residency programs.
  • (2) The extent to which indebtedness is holding back households, and possibly a return to consumer demand is also underlined.
  • (3) Instead, perhaps now there is a chance for a debate about the changes that are needed: a lasting industrial strategy, for example; a rebalancing and move away from our over-reliance on financial services; a re-evaluation of tax advantages encouraging indebtedness; real change to income distribution.
  • (4) House officers with extreme indebtedness (greater than $80,000) who are training in an expensive metropolitan area would accumulate an overall deficit approaching $75,000 or more, in excess of their undergraduate indebtedness, during a 5-year residency program.
  • (5) According to a new report from an influential thinktank, the Resolution Foundation, even in the most optimistic scenario – in which interest rates rise slowly to 3% by 2018 and economic growth is strong and well-distributed between the rich and poor – 1.12 million homeowners will be spending more than half of their take-home pay on mortgage repayments – this is a widely accepted indicator of over-indebtedness.
  • (6) Two explanations emerge: the first is over-indebtedness.
  • (7) Discriminant functions analyses of data from the 1983 survey of senior medical students by the Association of American Medical Colleges showed that the effects of scholarships must be taken into account when assessing the influence of indebtedness on medical students' career choices.
  • (8) Student indebtedness upon graduation from optometry school has long been cited as the major factor influencing practice mode choice.
  • (9) After all, if multiple borrowing is leading to over-indebtedness – and borrowers are struggling with repayments – lenders are likely to employ harsh collection tactics to cover their liabilities (leaving their clients to default on someone else’s loan).
  • (10) "Vulnerabilities associated with the indebtedness of some euro-area sovereigns and banks have resulted in severe strains in bank funding markets and financial markets more generally.
  • (11) Responding to the review, the chancellor conceded that Britain must keep a close eye on rising house prices and indebtedness, but welcomed the IMF's overall endorsement.
  • (12) Greenberg (1980) proposed that the magnitude of indebtedness (I) was a function of the recipient's benefits (B) from the aid attempt plus the donor's costs (C).
  • (13) Finally, we need to recognise market imperfections and the risk of over-indebtedness, which is exacerbated by the ready availability of credit from multiple organisations.
  • (14) Indebtedness was found not to be a predictor of willingness to locate in a socioeconomically deprived area.
  • (15) The shameful destruction of New Orleans, the Wall Street crash of 2008 and growing indebtedness to China, the collapse of so many industries and the shrill ideological divisions in Congress over monetary and fiscal policy can all be traced to habits ingrained in the Reagan years when the notion took hold that "the government is not the solution to our problems; the government is the problem".
  • (16) Denmark The continuing adjustment in the housing market and the high level of indebtedness in the household and private sector as well as drivers of external competitiveness, deserve continued attention.
  • (17) Doubly ironic that he makes no mention of the rise in personal indebtedness due to the fall in living standards over which he’s presided and the consequent threat to the economy posed by the impact of the inevitable eventual rise in interest rates.
  • (18) In this study the authors explored the relationship between medical students' expected indebtedness and their career choice.
  • (19) Popular audiences, who had never much cared for Allen (despite his earlier pictures' indebtedness to Bob Hope), took him to their hearts more warmly than before or since.
  • (20) Rapidly increasing demand for food parcels is driven by long-term problems of low income, indebtedness, and rising food prices.

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