What's the difference between encumber and mortgage?

Encumber


Definition:

  • (v. t.) To impede the motion or action of, as with a burden; to retard with something superfluous; to weigh down; to obstruct or embarrass; as, his movements were encumbered by his mantle; his mind is encumbered with useless learning.
  • (v. t.) To load with debts, or other legal claims; as, to encumber an estate with mortgages.

Example Sentences:

  • (1) While they may always be encumbered by censorship in a way that HBO is not, the success of darker storylines, antiheroes and the occasional snow zombie will not be lost in an entertainment industry desperate to maintain its share of the audience.
  • (2) Genetic analyses of DNA restriction and modification mechanisms have been encumbered by the inability to rigorously select for mutant phenotypes associated with these systems.
  • (3) John Pugh, a former Lib Dem health spokesman, said: "There is no compelling reason why the NHS in England should be encumbered with this level of bean counting … the NHS should be like other more efficient public services run on simple best-value principles.
  • (4) Rather than conditions of respect and regard, lesbians report atmospheres of intimidation and humiliation, which encumber their interactions with health care providers.
  • (5) The drag coefficient was high compared with that of phocid seals examined during gliding or towing experiments, indicating an increased drag encumbered by actively swimming seals.
  • (6) These burdens all add to the cost of trade and therefore encumber economic growth in developing countries.
  • (7) Fibroses occurred frequently as a result, which to date encumber nerve adhesive.
  • (8) Distal osteotomies are encumbered by nonunion problems.
  • (9) This encumbers research on the psychoanalytic process.
  • (10) Often children are not discovered by teachers who are overwhelmed by large classes or encumbered with a complicated curriculum.
  • (11) By contrast, comparison of the time necessary to gain accurate control over individual PTNs from contralateral cortex showed the epileptic monkeys to be significantly encumbered when compared to nonepileptic monkeys.
  • (12) One major reason is perhaps that the Australian Labor leader is chosen by the party's MPs and not by the more cumbersome but wider democratic process that Labour chose for itself nearly 30 years ago, thus encumbering itself with an institutional inertia factor that hugely benefits incumbents.
  • (13) Different Therapy of Bromisoval Poisoning and Primary Detoxication by Gastrotomy or Duodenotomy: Bromisoval poisoning is encumbered with a high complication rate and mortality.
  • (14) Like many US enterprises seeking to push drone technology, Amazon has been encumbered by regulations introduced by the FAA in an attempt to prevent unpiloted drone aircraft from endangering passenger planes and denting America’s unparalleled global reputation for air safety.
  • (15) Its application in a kinematic gait-analysis system is demonstrated, employing minimally encumbering electrogoniometry and foot-contact switches.
  • (16) The measurement of microdosimetric distributions for the purpose of estimating the quality factor, Q, may be encumbered in pulsed radiation fields--as produced, for instance, by accelerators with low duty cycle--because of a signal pile-up.
  • (17) Occupations tend to be more of a factor in white males, where occupational choice is least encumbered, than in black males or in females.
  • (18) The polar head group of DOPA, being more negatively charged and sterically less encumbered than diester phosphate ligands, most probably was responsible for this adherence of the lipid bilayers to the crystal surfaces.
  • (19) It is suggested that in sick premature infants, when the head is encumbered by various types of apparatus, this technique might prove more feasible than HC measurement.
  • (20) Traditional manual reporting systems are encumbered by the necessity of transcription of test information onto hard copy reports and then the subsequent distribution of such reports into the hands of the user.

Mortgage


Definition:

  • (n.) A conveyance of property, upon condition, as security for the payment of a debt or the preformance of a duty, and to become void upon payment or performance according to the stipulated terms; also, the written instrument by which the conveyance is made.
  • (n.) State of being pledged; as, lands given in mortgage.
  • (v. t.) To grant or convey, as property, for the security of a debt, or other engagement, upon a condition that if the debt or engagement shall be discharged according to the contract, the conveyance shall be void, otherwise to become absolute, subject, however, to the right of redemption.
  • (v. t.) Hence: To pledge, either literally or figuratively; to make subject to a claim or obligation.

Example Sentences:

  • (1) • This article was amended on 1 September 2014 because an earlier version described Platinum Property Partners as a buy-to-let mortgage lender.
  • (2) Gross mortgage lending stood at £7.9bn in April compared with £8.7bn in March and a six-month average of £9.9bn.
  • (3) "We have concerns that a potential buyer looking at a property may not value the improvements carried out under Green Deal and may not want to pay for them," a mortgage industry source told the Observer .
  • (4) The Guardian has a mortgage advice service, provided by London & Country
  • (5) Santander's new mortgage range complements this, putting our relationship with our customers at the heart of our business and ensuring they get the right mortgage for them – one they can afford and which meets their needs."
  • (6) To comply with these rules, interest is not paid on Islamic savings or current accounts, or charged on Islamic mortgages.
  • (7) The BBA statistics director, David Dooks, said: "It was no surprise to see the January mortgage figures falling back from December, when transactions were being pushed through to beat the end of stamp duty relief.
  • (8) The City watchdog said call handlers at Yorkshire, the UK’s second-biggest building society after Nationwide, failed to deal properly with customers who contacted the society about problems paying their mortgage.
  • (9) One mortgage payer, writing on the MoneySavingExpert forum, said: "They are asking for an extra £200 per month for the remaining nine years of our mortgage.
  • (10) "Getting a 95% loan to value mortgage lets you speculate on the expected house price increases a lot more than a 75% mortgage," he said.
  • (11) Childcare carves out a hefty third of household income for one in three families, overshadowing mortgage repayments as the biggest family expenditure .
  • (12) It’s been widely reported that black people are disproportionately harmed by the mortgage market.
  • (13) Would I be stupid not to wait another six months or so, to get a 90% mortgage given the cons of Help to Buy?
  • (14) Data from a sample of completed property sales provided by mortgage lenders, representing about 65%-70% of homes bought with mortgages.
  • (15) Alternatively, if your mortgage has been going for a few years – and so a reasonable amount of capital has been repaid, you may be able to borrow back up to the value of the original mortgage.
  • (16) As part of the plan, the treasury and the Federal Deposit Insurance Corporation will guarantee against the "possibility of unusually large losses" on up to $306bn of risky loans and securities backed by commercial and residential mortgages.
  • (17) Mortgage lenders are failing to follow rules designed to help people avoid repossession, according to a damning report published today.
  • (18) The main plans include: • a scheme to help buyers secure mortgages of up to 95% loan-to-value.
  • (19) If Thatcher's government is in part to blame, then Bill Clinton's is even more so; driven by a desire to let every American own their own home, it was Clinton's decision to create the ill-fated sub-prime mortgage system .
  • (20) For those who can't stump up more than 5% of the agreed price, he suggests guarantor mortgages, such as that offered by Lloyds TSB.