What's the difference between financial and underwrite?

Financial


Definition:

  • (a.) Pertaining to finance.

Example Sentences:

  • (1) It would be fascinating to see if greater local government involvement in running the NHS in places such as Manchester leads over the longer term to a noticeable difference in the financial outlook.
  • (2) Senator Bernie Sanders of Vermont, who is also seeking the Democratic presidential nomination, recently proposed a bill that would ease the financial burden of prescription drugs on elderly Americans by allowing Medicare, the national social health insurance program, to negotiate with the pharmaceutical companies to keep prices down.
  • (3) Businesses fleeing Brexit will head to New York not EU, warns LSE chief Read more Amid attempts by Frankfurt, Paris and Dublin to catch possible fallout from London, Sir Jon Cunliffe said it was highly unlikely that any EU centre could replicate the services offered by the UK’s financial services industry.
  • (4) A failure to reach a solution would potentially leave 200,000 homes without affordable cover, leaving owners unable to sell their properties and potentially exposing them to financial hardship.
  • (5) The Department for International Development (DfID) defines funding provided under the VUP as "financial aid to government".
  • (6) Finally, before the advent of the third-party payment, operations were avoided because of the financial burden.
  • (7) The findings provide additional evidence that, for at least some cases, the likelihood of a physician's admitting a patient to the hospital is influenced by the patient's living arrangements, travel time to the physician's office, and the extent to which medical care would cause a financial hardship for the patient.
  • (8) It added that the crisis had highlighted significant weaknesses in financial regulation, with further measures needed to strengthen supervision.
  • (9) Private landowners are able to use property guardians to minimise their tax bills and, although it is hard to estimate, the potential financial loss to councils is substantial.
  • (10) "The level of the financial penalty to be imposed in this case should be sufficient to act as an effective incentive [to all broadcast licence holders] to continue to provide all elements of their respective licensed services throughout the licensed period, even if the licensee believes that there are commercial reasons for it to cease providing all or part of the licensed service during the licence period," the regulator added.
  • (11) However, Pearson is understood to have believed an offer from News Corporation to buy Penguin outright would not have been financially viable.
  • (12) According to the report filed by the New York state department of financial services (NYSDFS), when warned by a US colleague about dealings with Iran, a Standard Chartered executive caustically replied: "You f---ing Americans.
  • (13) The legs of that argument were cut off by the financial crisis.
  • (14) Given the financial crisis this government inherited, we had no choice but to make significant savings.
  • (15) Uncertainty and risk concerns remain in financial markets.
  • (16) It is the combination of his company's pan-African and industrialist vision – reminiscent of the aspirations of African independence pioneers like Ghana's Kwame Nkrumah – and its relentless financial growth that has set Dangote apart.
  • (17) Yet private student loans – given out by banks and financial institutions to the students who can’t get a federal loan – don’t get as much attention as the federal system.
  • (18) BAE is likely to have made provision for much heavier penalties and its financial stability will not be threatened.
  • (19) Only 23% provided any financial support to younger generations.
  • (20) When you have champions of financial rectitude such as the International Monetary Fund and OECD warning of the international risk of an "explosion of social unrest" and arguing for a new fiscal stimulus if growth continues to falter, it's hardly surprising that tensions in the cabinet over next month's spending review are spilling over.

Underwrite


Definition:

  • (v. t.) To write under something else; to subscribe.
  • (v. t.) To subscribe one's name to for insurance, especially for marine insurance; to write one's name under, or set one's name to, as a policy of insurance, for the purpose of becoming answerable for loss or damage, on consideration of receiving a certain premium per cent; as, individuals, as well as companies, may underwrite policies of insurance.
  • (v. i.) To practice the business of insuring; to take a risk of insurance on a vessel or the like.

Example Sentences:

  • (1) A new bill, to be published this week with the aim of turning it into law by next month, will allow the government to use Britain's low borrowing rates to guarantee the £40bn in infrastructure projects and £10bn for underwriting housing projects.
  • (2) The Hippocratic concept of preceptor education as an alternative has much to recommend it in replacing the present system, which underwrites the cost of student education through research grants and subsidies, but greatly neglects the continuing education of the practicing physician.
  • (3) Our presence underwrites the multi-use legacy of the stadium and our contribution alone will pay back more than the cost of building and converting the stadium over the course of our tenancy.” West Ham added in a later statement: “The worldwide draw of hosting the most popular and watched football league in the world in such an iconic venue will add value to any sponsorship and commercial agreements related to the stadium, which the public purse stands to further benefit from.
  • (4) A group of ex-miners appear to have been wooed by Osborne when he visited them ahead of a trip to the Thoresby colliery in Nottinghamshire earlier this month to announce the government would underwrite a fuel-benefit scheme.
  • (5) These insurers underwrite coverage for over 100 million people.
  • (6) What if the giant corporation such as IBM, Xerox, General Electric, General Motors, and so forth, established programs to underwrite the cost of long-term care?
  • (7) Efforts to reform the small group market include making insurance more available by restricting the use of medical underwriting to deny access, and compressing rates to make it more affordable for high-risk groups.
  • (8) He clearly does not want to bite the ministerial hand that feeds but admits changes introduced as part of the government's electricity market reform policy – such as contracts that underwrite the price of renewable and nuclear-generated power – has had a dampening effect on the market.
  • (9) Other Republicans have called on the administration to underwrite the $122bn start-up costs of 19 nuclear reactors, whose applications are now under review by the department of energy.
  • (10) She said she had attempted to get it covered but no underwriters were willing to offer insurance as there were only about 500 in the world and a suitable replacement would be likely to cost more than £30,000.
  • (11) "We've got to build more homes – that means changing the planning laws, and at the same time underwriting the purchase and the construction of homes – we're doing that.
  • (12) Axa's claims and underwriting director then became involved and, with some persuading from us, you and he had a conversation about the discrepancies in your two stories.
  • (13) He added that the three new risks were the US, where corporate debt underwriting standards were "weakening rapidly"; the possibility that a flood of cheap money from developed countries could de-stabilise emerging markets; and the dangers involved in unwinding prolonged monetary easing in America.
  • (14) The documents show that Chappell’s consortium, Retail Acquisitions, defaulted on a loan a week after buying BHS, leading to higher charges, and that his advisers explored the possibility of Green underwriting the professional fees he had to pay to buy BHS.
  • (15) Read more “The project has already used £37.4m of public money and the agreement to underwrite cancellation costs by the government could bring the bill to the taxpayer up to £46.4m,” the report said.
  • (16) As a temporary method of correction joint underwriting associations appear to be the most practical suggestion.
  • (17) Britain has contributed around £1bn to the European Financial Stability Mechanism (EFSM), but the funds have remained outside a scheme used to underwrite short-term loans to Greece following a deal between the UK and Brussels in 2010 stipulating that UK funds would only be used to protect the EU.
  • (18) And it could be a goldmine for insurance companies, able to find out everything they ever wanted to know about the risk they're underwriting.
  • (19) The increase from 1947-50 to 1961-5 in mortality during all episodes of ischaemic heart disease was the same in the doctors as in the male population of England and Wales at 45-54, but at 55-64 it was less.The results in the doctors are not due to alterations over the period in length of sickness absence, or underwriting policy, or of the nomenclature used on the certificates.Well-documented changes in the smoking habits of doctors may be partly responsible for what appears to have been a relatively favourable experience of ischaemic heart disease from 1947-50 to 1961-5, especially at ages 55-64.Incidence of duodenal ulcer at ages 35-64 declined steadily in this population of doctors from 1947-50 to 1961-5.
  • (20) In this paper I compute the actual and allowable normal underwriting profit rates in medical malpractice, as well as in other liability lines, for six large insurance companies.