What's the difference between hypothecator and repayment?
Hypothecator
Definition:
(n.) One who hypothecates or pledges anything as security for the repayment of money borrowed.
Example Sentences:
(1) Mere hypothecation, scoff politicians, rejecting the idea again in parliament yesterday.
(2) Full-blooded hypothecation would in theory dodge some of these weaknesses.
(3) We have found that nocodazole reversibly inhibits nuclear migration and can be used to induce karyokinesis before the completion of nuclear migration, resulting in spindles that are displaced toward the hypothecal end of the cell.
(4) In that package you put out this week for instance, the spending cuts to benefits are hypothecated towards childcare payments.
(5) "Funded by a hypothecated tax, the BBC feels empowered to offer something for everyone, even in areas well served by the market.
(6) In order to be able to claim it would be revenue-neutral – a kind of reverse hypothecation – a 0.3% cut in employers' national insurance contributions was made at the same time.
(7) That’s the reality, however passionately we might think this is the right solution, but certainly when Labour was in government and we did the penny on NI [national insurance] for the NHS, it was a semi-hypothecation to say it’s going to go on this specifically.
(8) The shadow treasurer, Chris Bowen, said the budget leak was a “desperate attempt to cover for the fact the Government will be adopting, in full, Labor’s policy on tobacco excise.” “Labor’s tobacco excise policy was fully and independently costed by the Parliamentary Budget Office.” “Labor has never directly hypothecated the revenue from tobacco excise for schools spending.
(9) The government has also hypothecated the savings from the cuts to family tax benefits as a way to “pay” for a $3.5bn childcare shake-up that was the centrepiece of this year’s budget.
(10) NI itself started as a hypothecated tax or "contribution" to fund social security including pensions (though not the NHS).
(11) There is a whisper that the government is considering a reprise of its previous increase of National Insurance rates, hypothecated for the NHS.
(12) The last time the debate about hypothecation captured attention was back in the 1990s, when Labour was struggling to assert its economic competence.
(13) Hypothecated taxes, as economists call them (deriving from the Greek hypotithenai, meaning "to give as pledge"), are usually opposed by finance ministries because they reduce central control.
(14) He refused to confirm that the £1bn funding will come from a squeeze on tax credits, arguing that no tax raising measure is hypothecated in this exact way.
(15) This would require some general taxation but could be gradually built up with more money from hypothecated taxes associated with health and consumption of care.
(16) British taxes are not hypothecated and he might as well say mansion tax is to pay for Trident submarines, but he has “promised” it to the NHS.
(17) The Treasury would hate this hypothecated tax, but it might just focus minds enough to kickstart a rational debate over the cost, funding and provision of modern healthcare.
(18) This would be seen as a particularly radical step because it would be a form of hypothecation – allowing a stream of revenue to be directed at a particular project.
(19) But hypothecation with a purpose, looking after the country's long-term interests, building up a reserve that can, in line with strict rules ( Norway's cap on annual spending of its vast fund is just 4% a year ) provide an insurance for everyone in an uncertain future.
(20) First, tumors should grow better and be less immunogenic in certain F1 hybrids than in their syngeneic parents, owing to the hypothecated cross-reactivity of the tumor-specific transplantation antigens with F1 antigens.
Repayment
Definition:
(n.) The act of repaying; reimbursement.
(n.) The money or other thing repaid.
Example Sentences:
(1) Childcare carves out a hefty third of household income for one in three families, overshadowing mortgage repayments as the biggest family expenditure .
(2) It acts as a one-stop shop bringing together credit unions and other organisations, such as Five Lamps , a charity providing loans, and white-goods providers willing to sell products with low-interest repayments.
(3) Several months ago, the man received about $200,000 worth of marijuana from the cartel and delivered it to another dealer, but he could not repay the cartel, according to court papers.
(4) Then Greece has another chance.” But the intervention by the IMF will undermine EU leaders who argue Greece must submit to a fresh round of austerity measures to release funds for debt repayments.
(5) Dubai World's ability to repay the bond had been seen as a key test of the state's financial health.
(6) Taking the evidence to the high court in London two years later, Grant Thornton were able to secure a summary judgment against Viren Rastogi, ordering him to repay $360m.
(7) Nonetheless, Blatter was investigated by Swiss police over his attempts in secret to repay more than £1m worth of bribes pocketed by football officials.
(8) He was also was ordered to repay more than £37,000 under the 2002 Proceeds of Crime Act or face 15 further months in jail.
(9) Of course, saying this even while petitioning for easier repayment on Greece's mountain of debt is just another example of austerity's topsy-turvyism.
(10) It has proposed linking repayment of the debt to growth (the only real way of paying creditors and of guaranteeing their rights), and has indicated its desire to implement those structural reforms needed to strengthen an impoverished state left too long in the hands of corrupt elites.
(11) Other proposals include a requirement for PPI providers to give consumers a personal quote, clearly setting out the cost of the policy, both on its own and when added to the repayments.
(12) You may be able to put some of your mortgage on a repayment basis and some on an interest-only basis.
(13) I've got to pay £15 a week [as part of a repayment plan].
(14) If that is guaranteed, I am in favour of a delay in the repayment," he said, adding that the delay could be two or three years.
(15) Action will be needed, too, to mitigate the scale of loan repayment.
(16) Last Monday, INM negotiated a standstill agreement with its bondholders which gave the company another six weeks to repay a €200m debt.
(17) Conversely, having no credit history can be just as troublesome as having a poor rating: without a history of spending and repayments, a bank may be less willing to loan you money.
(18) Hours after Greece’s bailout programme with its creditors expired and the country became the first in the developed world to miss an IMF loan repayment, Greek pensioners without debit cards were at last able to withdraw some cash.
(19) However, if you knew how you planned to pay off £70,000, and wanted to run £30,000 on a repayment basis, moving from 4.3% to 2.89% would cut the cost from £665 to £563 a month.
(20) Greece missed a payment to the International Monetary Fund last week and the clock will tick down to 20 July when Greece must repay €3.5bn to the ECB – the final deadline, according to Bank of America Merrill Lynch.