What's the difference between loan and pawnbroking?

Loan


Definition:

  • (n.) A loanin.
  • (n.) The act of lending; a lending; permission to use; as, the loan of a book, money, services.
  • (n.) That which one lends or borrows, esp. a sum of money lent at interest; as, he repaid the loan.
  • (n. t.) To lend; -- sometimes with out.

Example Sentences:

  • (1) At the heart of the payday loan profit bonanza is the "continuous payment authority" (CPA) agreement, which allows lenders to access customer bank accounts to retrieve funds.
  • (2) Madrid now hopes that a growing clamour for future rescues of Europe's banks to be done directly, without money going via governments, may still allow it to avoid accepting loans that would add to an already fast-growing national debt.
  • (3) 2010 2 May : In a move that signals the start of the eurozone crisis, Greece is bailed out for the first time , after eurozone finance ministers agree to grant the country rescue loans worth €110bn (£84bn).
  • (4) Dominic Fifield Facebook Twitter Pinterest Ravel Morrison, who has been on loan at QPR, may be set for a return to Loftus Road.
  • (5) The club then brought in Darren Randolph, Dean Brill, Scott Flinders, Roman Larrieu, and Simon Royce on loan at various times."
  • (6) However, civil society groups have raised concerns about the ethics of providing ‘climate loans’ which increase the country’s debt burden.
  • (7) I had loan sharks turning up at the training ground when I was at Ipswich [2011-13].
  • (8) I have to do my best.” The Leeds sporting director Nicola Salerno told the news conference that it was unlikely there would be new permanent signings in the January transfer window, but that there would be the possibility for loan deals.
  • (9) Most (86 percent) had educational debt (mean = $20,500), and more than half of those with debt were making loan payments.
  • (10) Yet private student loans – given out by banks and financial institutions to the students who can’t get a federal loan – don’t get as much attention as the federal system.
  • (11) Nevertheless we know that there will remain a large number of borrowers with payday loans who are struggling to cope with their debts, and it is essential that these customers are signposted to free debt advice.
  • (12) "Getting a 95% loan to value mortgage lets you speculate on the expected house price increases a lot more than a 75% mortgage," he said.
  • (13) Norwich Ownership Delia Smith and her husband Michael Wynn Jones own 53.1% of the club’s shares; deputy chairman Michael Foulger owns approximately 16% Gate receipts £12m Broadcasting and media £70m Catering £4m Commercial & other income £12m Net debt Not stated; £2.7m bank overdraft, no directors’ loans.
  • (14) Also remember that each time you apply for a loan your credit record is checked, which will leave a footprint of the search.
  • (15) The availability of loans for small businesses, however, only increased slightly in the fourth quarter of last year and banks noted a decline in demand from these quarters.
  • (16) It acts as a one-stop shop bringing together credit unions and other organisations, such as Five Lamps , a charity providing loans, and white-goods providers willing to sell products with low-interest repayments.
  • (17) Any loan between Tata and the government would be on commercial terms, but it could be a key in helping turn around the loss-making business.
  • (18) The CML said the value of lending for house purchases was up by 8% year on year in May, at £9.4bn, while the number of loans grew by 5% to 53,800.
  • (19) As part of the plan, the treasury and the Federal Deposit Insurance Corporation will guarantee against the "possibility of unusually large losses" on up to $306bn of risky loans and securities backed by commercial and residential mortgages.
  • (20) Jeremain Lens, signed from Dynamo Kyiv, was fortunate to escape dismissal for a second yellow card, while Yann M’Vila, on loan from Rubin Kazan, followed his headbutt in the reserves by raising arms to Graham Dorrans during an unpunished, but unwise, bout of push ’n’ shove.

Pawnbroking


Definition:

  • (n.) The business of a pawnbroker.

Example Sentences:

  • (1) While the opening tranche of "tales" derive from the work of forgotten contemporary humorists, the pieces of London reportage that he began to contribute to the Morning Chronicle in autumn 1834 ("Gin Shops", "Shabby-Genteel People", "The Pawnbroker's Shop") are like nothing else in pre-Victorian journalism: bantering and hard-headed by turns, hectic and profuse, falling over themselves to convey every last detail of the metropolitan front-line from which Dickens sent back his dispatches.
  • (2) Higher risk firms include payday lenders, pawnbrokers, credit reference agencies and debt collectors.
  • (3) Parts of Britain have boarded-up high streets, pawnbrokers and food banks, he will say, describing "a Britain of stratospheric inequality, hopes denied for millions of our young people.
  • (4) Pawnbrokers and debt collectors also face close scrutiny.
  • (5) As he itemises the contents of the pawnbroker's shop ("a few old China cups; some modern vases, adorned with paltry paintings of three Spanish cavaliers playing three Spanish guitars; or a party of boors carousing: each boor with one leg painfully elevated in the air by way of expressing his perfect freedom and gaiety …") you sense that Dickens barely knows how to stop.
  • (6) Mumsnet chief executive Justine Roberts said: "Few of us can claim that we've never resorted to short-term debt in one form or another, but this pawnbroking promotional campaign risks exploiting the genuine anxiety of cash-strapped parents that we frequently see shared on the Mumsnet forums."
  • (7) In its 2012 annual report the Church says its "new policy on high interest rate lending extends the exclusion on investment in doorstep lending companies to cover companies engaged in payday loans and pawnbroking."
  • (8) Pawnbrokers Pawnbrokers are loath to crow about recession, but there is no doubt that all current economic trends are in their favour.
  • (9) Estates Gazette now says that was inaccurate, and that what its data does show is that leases for premises in its "negative clusters" category (which include bookies, pawnbrokers and charity shops) accounted for 9.1% of all high street property deals signed between July 2012 and June 2013, up from 4.1% of those signed in the 12 months to June 2008.
  • (10) Last week a "back to school" advertising campaign by a pawnbroker offering help with educational expenses was criticised as playing on the fears of anxious parents .
  • (11) There are eight payday loan shops, pawnbrokers and cheque cashers nestled between the pound shops and the hire purchase store, Brighthouse, and they all seem to be doing brisk business.
  • (12) Inside the Walnuts shopping centre in Orpington, Kent, the UK's largest pawnbroker, Harvey & Thompson, has situated one of its fleet of 60 purchasing carts (or "Gold Bars") to pick up bits and pieces from the passing trade.
  • (13) "I bought him Dostoevsky's Crime and Punishment because I think that he needs to read about Raskolnikov killing the old woman pawnbroker," Kucherena said.
  • (14) Guolee is a parolee who served time for intimidating a witness and giving a pawnbroker false information, among other charges, court records show.
  • (15) Errol Damelin, chief executive of Wonga, is keen to portray his online, high-cost lending operation as a dynamic internet startup doing Britain a service – a far cry from the grubby payday lenders and pawnbrokers that now blight our high streets ( Wonga boss seeks due credit , 13 May).
  • (16) Elsewhere, pawnbroker Albemarle & Bond issued a profit warning, sending shares down 14.5p, or 5.3%, to 261.5p.
  • (17) The only thing that is holding back really spectacular growth is the image of pawnbrokers.
  • (18) Croydon is not one of London's poorest boroughs but it has pockets of extreme poverty and its town centre has boarded-up shops, a branch of pawnbroker Albermarle & Bond and other signs of austerity UK.
  • (19) Shops hit ranged from pawnbrokers and cobblers to a travel agent.
  • (20) However, these rates were still far lower than those from jewellers and pawnbrokers.

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