What's the difference between debenture and indebtedness?

Debenture


Definition:

  • (n.) A writing acknowledging a debt; a writing or certificate signed by a public officer, as evidence of a debt due to some person; the sum thus due.
  • (n.) A customhouse certificate entitling an exporter of imported goods to a drawback of duties paid on their importation.

Example Sentences:

  • (1) Although the investments will typically run for 20 or 25 years, if you want to get your money out before the end date, Davis says there will be an eBay-style bulletin board on the website allowing investors to sell their debentures for a mutually agreeable price to a willing buyer.
  • (2) The original investment is paid back over the lifetime of the debenture or as a lump sum at maturity.
  • (3) Those who put their money in will be buying debentures, which are like official IOUs issued by the individual energy projects.

Indebtedness


Definition:

  • (n.) The state of being indebted.
  • (n.) The sum owed; debts, collectively.

Example Sentences:

  • (1) The residents reported that time demands and indebtedness were the major sources of stress in their residency programs.
  • (2) The extent to which indebtedness is holding back households, and possibly a return to consumer demand is also underlined.
  • (3) Instead, perhaps now there is a chance for a debate about the changes that are needed: a lasting industrial strategy, for example; a rebalancing and move away from our over-reliance on financial services; a re-evaluation of tax advantages encouraging indebtedness; real change to income distribution.
  • (4) House officers with extreme indebtedness (greater than $80,000) who are training in an expensive metropolitan area would accumulate an overall deficit approaching $75,000 or more, in excess of their undergraduate indebtedness, during a 5-year residency program.
  • (5) According to a new report from an influential thinktank, the Resolution Foundation, even in the most optimistic scenario – in which interest rates rise slowly to 3% by 2018 and economic growth is strong and well-distributed between the rich and poor – 1.12 million homeowners will be spending more than half of their take-home pay on mortgage repayments – this is a widely accepted indicator of over-indebtedness.
  • (6) Two explanations emerge: the first is over-indebtedness.
  • (7) Discriminant functions analyses of data from the 1983 survey of senior medical students by the Association of American Medical Colleges showed that the effects of scholarships must be taken into account when assessing the influence of indebtedness on medical students' career choices.
  • (8) Student indebtedness upon graduation from optometry school has long been cited as the major factor influencing practice mode choice.
  • (9) After all, if multiple borrowing is leading to over-indebtedness – and borrowers are struggling with repayments – lenders are likely to employ harsh collection tactics to cover their liabilities (leaving their clients to default on someone else’s loan).
  • (10) "Vulnerabilities associated with the indebtedness of some euro-area sovereigns and banks have resulted in severe strains in bank funding markets and financial markets more generally.
  • (11) Responding to the review, the chancellor conceded that Britain must keep a close eye on rising house prices and indebtedness, but welcomed the IMF's overall endorsement.
  • (12) Greenberg (1980) proposed that the magnitude of indebtedness (I) was a function of the recipient's benefits (B) from the aid attempt plus the donor's costs (C).
  • (13) Finally, we need to recognise market imperfections and the risk of over-indebtedness, which is exacerbated by the ready availability of credit from multiple organisations.
  • (14) Indebtedness was found not to be a predictor of willingness to locate in a socioeconomically deprived area.
  • (15) The shameful destruction of New Orleans, the Wall Street crash of 2008 and growing indebtedness to China, the collapse of so many industries and the shrill ideological divisions in Congress over monetary and fiscal policy can all be traced to habits ingrained in the Reagan years when the notion took hold that "the government is not the solution to our problems; the government is the problem".
  • (16) Denmark The continuing adjustment in the housing market and the high level of indebtedness in the household and private sector as well as drivers of external competitiveness, deserve continued attention.
  • (17) Doubly ironic that he makes no mention of the rise in personal indebtedness due to the fall in living standards over which he’s presided and the consequent threat to the economy posed by the impact of the inevitable eventual rise in interest rates.
  • (18) In this study the authors explored the relationship between medical students' expected indebtedness and their career choice.
  • (19) Popular audiences, who had never much cared for Allen (despite his earlier pictures' indebtedness to Bob Hope), took him to their hearts more warmly than before or since.
  • (20) Rapidly increasing demand for food parcels is driven by long-term problems of low income, indebtedness, and rising food prices.

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